Course Funding

24+ Advanced Learning Loans

At FLM Training we understand that funding your Personal Training Course can sometime appear expensive, that’s why we are offering funding through this government backed scheme, The 24+ Advanced Learning Loans for Personal Trainer Courses are loans backed by the government that allow you to borrow the money, study now and pay only when you are earning money.

Am I eligible for a 24+ Advanced Learning Loan?

To be eligible for one of these loans you must:

  • be aged 24 or over at the start of your course;
  • be undertaking a course at Level 3 or above;
  • be undertaking an eligible course with an approved college or training organisation in England.

Examples include: Level 3 Personal Trainer Course, Level 3 Sports Massage, Level 3 Exercise Referral

Does getting a loan depend on my income or credit history?

No. Getting a loan doesn’t depend on your income and credit checks aren’t carried out. Repayments are based on your income and won’t begin until April 2016 and your income is over £404 a week, £1,750 a month or £21,000 a year

Application Process

How do I apply for a loan?

Once you’ve identified the qualification you’d like to study you should contact FLM Training and we will confirm whether there are places available on the course and give you a Learning and Funding Information Letter. You’ll need the information set out in this letter to complete an application and submit this to Student Finance England.

Can I apply online?

Yes, applying online is quick and easy. Once you’ve received your Learning and Funding Information Letter, you can register and apply online at www.gov.uk/advancedlearningloans  You can also download an application at www.gov.uk/advancedlearningloans If you need help, please contact us.

What information do I need to provide when applying for a loan?

You’ll need to provide details of the:

course you wish to study;

fee you’re being charged; and

amount of loan you want to take out.

We will give you details about your course in your Learning and Funding Information Letter. You’ll need to decide how much loan you want to take out.

You’ll also be required to provide your personal details (name, address, etc) and evidence to confirm your identity. For UK passport holders this will just be your valid UK passport details (not a physical passport).

If you’re a UK national but don’t have a passport you’ll be asked to provide another form of evidence such as a UK birth certificate, which will be returned to you.

If you’re not a UK national you’ll need to provide physical identity evidence, as well as evidence that you’re a permanent resident inside the UK.

You’ll also need to provide a valid National Insurance number so that the loan can be paid to the college or training organisation on your behalf.

I don’t have a National Insurance number but I want to apply for a loan. What should I do?

A National Insurance number is required before the loan can be paid to the college or training organisation on your behalf. If you don’t have a National Insurance number you can still apply for a loan. Student Finance England will contact you if you need to do anything to obtain one. This may mean that you’ll need to arrange an appointment with your local Job Centre to have one assigned to you.

How long will it take me to hear the outcome of a loan application?

Applications submitted online that don’t require any further supporting evidence (because you’ve provided your valid UK passport details) will be processed quickly and you should hear from us within two weeks. If you don’t apply online or you don’t send us the evidence we ask for at the time of application it will take longer.

Repayments

How will I pay back the loan?

Repayments will be automatically deducted from your income through the tax system from the April after you complete or leave the course and your income is more than £21,000 a year.

When will repayments start?

Repayments via the tax system will start from April 2016 and there’s no need to repay until then.

You can make voluntary repayments direct to SLC at any time and before April 2016 in order to accrue less interest and pay off your loan more quickly.

If you leave your course after April 2016 then repayments will start from the following April and when your income is more than £404 a week, £1,750 a month or £21,000 a year.

How much will the repayment be?

Repayments will be made at 9 per cent of your income over £404 a week, £1,750 a month or £21,000 a year. For example, if your income is £25,000 a year then your loan repayments would be around £360 a year or £30 a month. The repayments are based purely on income, not on the amount borrowed or number of loans. So, regardless of how much you owe, the repayments will be the same. If your income falls below £21,000, repayments will stop and only re-start when your income increases to more than £21,000.

Repayment ExampleDownload FAQ’s PDF
Loan-Repayment-table24plus-FAQs

What happens if I can’t repay the entire loan?

You’ll only ever have to make repayments in line with your income if you earn more than £21,000. Any loan balances which remain after 30 years will be written off.

Personal Trainer Packages

Basic Personal Trainer

£1600Should be £1798
  • Gym Instructing L2
  • Personal Training L3
  • x
  • x
  • x
  • x
Enquire

Advanced Personal Trainer

£1800Should be £2155
  • Gym Instructing L2
  • Personal Training L3
  • 3xCPD Qualifications
  • x
  • x
  • x
Enquire

Premium+ Personal Trainer

£2300Should be £2789
  • Gym Instructing L2
  • Personal Training L3
  • Exercise Referral L3
  • 3xCPD Qualifications
  • 1 Day First Aid
  • x
Enquire

Premium+ PT & Massage

£3300Should be £3988
  • Gym Instructing L2
  • Personal Training L3
  • Exercise Referral L3
  • 3xCPD Qualifications
  • 1 Day First Aid
  • Sports Massage
Enquire